News & Updates

Shopping for Retirement Savings Options
October 20, 2017

Only 1 in 3 Americans have confessed to stopping retirement savings at least once, according to a new report from the Indexed Annuity Leadership Council (IALC).

Despite this poor showing, IALC found that a whopping 94 percent of Americans give themselves a passing grade in financial literacy.

"It is worrisome that so many Americans are confident in their financial literacy, but fail to execute the basics of retirement saving," said Jim Poolman, Executive...

Auto Dealer Sales Season Has Already Started
October 19, 2017

With the 2018 car and truck models making their way to dealers, now is the time to get a great deal on a 2017, according to Kelley Blue Book.

"With the selldown season in full effect, those shopping for deals can see considerable savings on 2017 models before the year's end," said Jason Allan, managing editor for Kelley Blue Book's KBB.com. "October's list of vehicles includes some of the best-selling vehicles of 2017, along with several cars from our 10 Most...

Fire Safety Is A Family Matter
October 18, 2017

Last Saturday was the second annual “Home Fire Drill Day” – part of insurer Nationwide's Make Safe Happen Program. Since you probably missed it, we’ll fill you in on what was learned.

According to Nationwide:

  • Nine out of 10 (92%) structure fires occur in the home
  • Fire departments across the country respond to a home fire every 86 seconds
  • Each day, an average of seven people die in a home fire, most of whom are children and elderly...
How-To Videos
October 17, 2017

New to Online Banking? Looking to learn the ins and outs? Maybe you're interested in using Bill Pay, but you're not sure where to begin. Maybe you want to start using External Transfer or Trends. We have a solution for you!

US Community Credit Union offers a set of Demo Videos to explain, and easily walk you through using some of our products and services.

You can access these videos by scrolling to the bottom of the USCCU.org home page and clicking on the "...

Cybersecurity in the Workplace Is Everyone's Business
October 16, 2017

It’s National Cyber Security Awareness Month, and we all have to do our part. So says The National Cyber Security Alliance, a nonprofit public-private partnership.

Consider the recent increase in cybercrime hitting U.S. businesses. It’s gotten so bad that credit bureau Equifax recently “lost” information including Social Security numbers on 143 million consumers.

Think about that for a minute: a company whose main job is to safeguard data got hacked...

How To Spot A Credit Repair Scam
October 13, 2017

Credit repair scammers tell you they can make credit repair quick and easy. Unfortunately, when they’re done, your score may still be low, you’ll have lost a nice chunk of change and may even be facing criminal charges.

Here are the warning signs of a credit repair scam:

1.) Upfront payment
Under the Credit Repair Organizations Act (CROA), credit repair companies are forbidden to request or receive payment until they’ve completed the...

Tagged
October 12, 2017

Everything we take for granted today had to start somewhere. There were once tea kettles without whistles, and pencils without erasers. Before someone could build a better mousetrap, another guy had to invent a lousy one.

Necessity is truly the mother of invention.

Take the common license plate. You see them on cars the world over. They come in different colors, and shapes, but the idea is the same: they offer a simple way of identifying an individual...

The Dos And Don’ts Of Credit Repair
October 11, 2017

Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.

 

Do: Determine your actual credit score

If a recent credit application of yours has been denied, find out why. Each of the three major credit reporting agencies are required to provide you with a complimentary copy of your credit report once a year, upon request. To order yours, visit ...

To Save or Spend?
October 10, 2017

Millennials are caught in a tug-of-war between their long-term financial aspirations and the lure of spending now, a recent Northwestern Mutual study found. When has that ever not been the case for young people?

The company, in its 2017 Planning & Progress Study, found that nearly two thirds of Millennials (64%) recognize that they need a financial plan that anticipates up and down cycles compared to 55% Gen X and 43% Boomers.

Nearly 1 in 4 (23%) view...

Closed Columbus Day 2017
October 6, 2017

REMINDER: All branches of US Community Credit Union will be closed Monday, October 9, 2017 in observance of the Columbus Day Holiday. All branches will return to normal operating hours on Tuesday, October 10. We hope all USCCU members enjoy the holiday.