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Auto Loans

Young woman, sitting in the driver seat of a car, smiling at the camera.

Searching for a new car, truck, or SUV? US Community Credit Union offers auto loans in Nashville, TN as well as most of middle Tennessee. Get pre-approved for a US Community Credit Union Auto Loan so you know the exact price range to search. We offer great rates and fast turnaround on the auto loan that fits your needs.


  • No Application Fees
  • Refinance Your Current Car Loan from Another Financial Institution
  • Get Pre-Approved to Find the Car in Your Price Range
  • Terms to Fit Your Needs
  • Fast Turnaround
  • Apply Online
  • New and Used Car Loans Available

Looking for an Auto Loan in Nashville, TN?
We offer several quick and easy ways to get Pre-Approved for an auto loan. You can always stop by our Downtown Nashville Branch, located at 89 Hermitage Avenue, Nashville, TN, and talk to one of our helpful Member Service Representatives. They will explain the auto loan process, and review your approved amount, so you know exactly how much of a car you can afford before going to a dealership.


AssureGuard Mechanical Breakdown Protection
Whether your car is already financed at USCCU, at another institution, or paid off, you can add AssureGuard Mechanical Breakdown Protection anytime during the life of the vehicle. AssureGuard Mechanical Breakdown Protection is a comprehensive coverage for all makes and models of automobiles. You will be able to enjoy your new purchase and have "peace of mind". For more information, give us a call at 615-256-8712 or come by any of our branch locations.

Guaranteed Asset Protection Advantage
What is Guaranteed Asset Protection Advantage? It's a way to help protect your vehicle loan. When you buy a new or used vehicle, there's no way to know if it will be stolen or totaled in an accident. With Guaranteed Asset Protection Advantage, you're protecting your vehicle investment against a possible financial loss. New vehicles depreciate rapidly and there may be a point where you owe more on your auto loan than the vehicle is worth. That's where GAP Advantage can kick in. GAP Advantage will help cancel the difference between the primary insurance settlement and what you may still owe. Ask your Loan Officer for more information.

Debt Protection
Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. That’s why it is important you take actions to safeguard your family against these types of events to ensure loan payments can be made on time. That’s where USCCU Debt Protection comes in. Under the USCCU Debt Protection program, your loan balance may be canceled or your monthly loan payments canceled without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected - and most importantly - that your family is protected. Ask your Loan Officer for more information.

Preferred Dealers

Life has become so busy. You're being pulled from work to school to practices to a variety of other things, and sometimes the credit union isn't high on your list. We understand that, which is why we are trying to make it even easier to do your financial business. 

Our Indirect Lending program gives you the ability to buy a car and get a US Community Credit Union loan in the same location. The following is a list of participating dealerships who have partnered with US Community Credit Union to offer our loans. If you're looking for a new car, you might want to check out these dealerships.

Franklin, TN:

  • Nelson Mazda of Cool Springs-7104 S. Spring Dr., Franklin, TN 37067

Hendersonville, TN:

  • Luxury Warehouse North-379 E Main St., Hendersonville, TN 37075

Lebanon, TN:

  • Auto Village-347 S Maple St., Lebanon, TN 37087

  • Bates Ford-1673 West Main St., Lebanon, TN 37087

  • Southeast Motorsports-1322 W Main St., Lebanon, TN 37087

  • Wilson County Hyundai-1310 West Main St., Lebanon, TN 37087

  • Wilson County Motors-903 S. Hartmann Dr., Lebanon, TN 37090

Madison, TN:

  • Music City Auto Plex-2430 Gallatin Pike N, Madison, TN 37115

  • Town & Country Ford-101 Anderson Lane, Madison, TN 37115

Mt. Juliet, TN:

  • Motor Cars of Nashville-203 Athens Dr., Mt. Juliet, TN 37122

  • Wholesale Inc.-8037 Eastgate Blvd., Mt. Juliet, TN 37122

Murfreesboro, TN:

  • Honda of Murfreesboro-1625 S Church St., Murfreesboro, TN 37130

  • Nelson Mazda of Murfreesboro-1214 Fortress Blvd., Murfreesboro, TN 37128

  • Superior Motors-1309 NW Broad St., Murfreesboro, TN 37129

Nashville, TN:

  • Motor Cars of Nashville-1408 Broadway, Nashville, TN 37203