Budget / Credit Counseling

As a valued member of our credit union, we are committed to serving you. And as a benefit of your membership, we are providing you with free access to money management and financial education services. We offer two programs to help you get back on the right path:

Budget Counseling Service

US Community Credit Union has teamed up with GreenPath, a financial education and coaching program. Through the GreenPath program, you will enjoy access to financial counselors for advice on your unique situation! A GreenPath Financial Counselor works onsite at our Donelson Branch allowing for face-to-face discussion with our members. As a member of our credit union, you can receive assistance with:

http://www.greenpathref.com

  • Personal and family budgeting

  • Understanding your credit report

  • Money Management

  • Debt repayment

Avoiding bankruptcy, foreclosure and repossession

GreenPath can give personalized answers to your individual needs. If you would like additional information on this service, or to speak to a GreenPath financial counselor, or set up an appointment with the onsite financial counselor, call toll-free: 1-877-337-3399 or visit the GreenPath website at www.greenpathref.comGreenPath financial counselors are available Monday through Thursday 8 a.m. to 10 p.m. EST, Friday 8 a.m. to 7 p.m. and Saturday 9 a.m. to 6 p.m.

GreenPath also provides BudgetSmart, an easy to use software tool, to help members manage money more effectively. Download your version today for free. Please use the following code and password - 
Institution Code: uscommunity 
Password: TN02081

CheckRight

CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. Use CheckRight if:


  • you are looking to open a checking account for the first time or

  • you have had difficulty handling an account in the past.

Among other things, CheckRight will help you learn how to:

  • open an account

  • write checks

  • make deposits

  • maintain a check register

  • reconcile an account

  • create a spending plan

CheckRight is a self-study program that allows you to learn at your own pace. Once you have read through the chapters, you will be directed to a quiz that will test your knowledge on checking accounts.