Getting an auto loan in Middle Tennessee can seem like a long, complicated process filled with jargon you don’t understand. However, an auto loan can be a valuable financial tool that saves you in a crunch or gets you one step closer to your desired lifestyle.
News & Updates
April showers bring …. lower mortgage rates? We’re certainly leaping into spring with a surprise, as mortgage rates continue a downward trend. Interest rates for 30-year and 15-year mortgages have plummeted more than they have in over a decade.
Debt - it’s a sticky word. For most, it is a normal part of life. For others, it is to be avoided like a deadly disease. It can easily become the last thing anyone wants to talk about. However, tackling it early and correctly can save you from massive headaches.
What would you do if your basement flooded during a period of heavy rain, requiring extensive and costly repairs? What if you wanted to increase the value of your home by renovating the kitchen or adding a pool? Would you have the funds available to do so? A home equity line of credit (HELOC) allows you, as the homeowner, the opportunity to borrow against the equity built up in your home.
By the end of January, many of us will have forgotten all about our New Year’s resolutions. It can be difficult to change our lives, even when it’s for the better. Knowing this, we want you to know that, in your financial life, there are changes you can make today that will last the entire year.
In the weeks leading up to the holidays, every trip to the mall means battling crowds and retail manipulation priming us to overspend. No worries, though; we’ve got 10 incredible mall shopping hacks to make your trip a little easier on you and a bit lighter on your budget!
The holiday season is a special time. With Charlie Brown on TV and carols on the radio, and an ever-growing list of people to shop for, it's easy to get carried away. The pressure to over-shop and overspend when you're rushing to buy everything on your list can be overwhelming. No worries, though; we've got you covered!
Small businesses across the country are what keep the economy going. In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country.
USCCU is happy to be offering Certificate and IRA specials to our members for a limited time only! Both certificates and IRAs are great products to save money and prepare yourself for a more financially secure future.
Cut your energy costs by making your home smarter! If you haven’t already done so, switch to LED light bulbs only. Switching just five bulbs can save you $65 a year in energy costs.