Certificates

Take control of growing your savings.

Is money sitting in your savings account? Give it a guaranteed boost with our certificate options. You choose the term limit and locked in interest rate that fits your goals. We maximize your money!

Image of two men, Austin and Colin, smiling and pointing at text talking about the 24 month certificate with a rate of 1.81% APY.

A perfect tool to help you start saving

Start earning fantastic rates and watch your money begin to grow
Minimum $500 initial deposit* to open a regular certificate
Convenient term limits that won’t keep your money tied up too long**

Still have questions about saving money with Certificates?
Learn more about certificates with our Certificate Account Guide.**

Review Our Certificate Account Guide

VISIT A USCCU BRANCH TO OPEN A CERTIFICATE TODAY!

*APY=Annual Percentage Yield. Certificate Requirements: $500 minimum to open. Certificate must be opened with New Money only. New Money is defined as money not on deposit at US Community Credit Union within the prior 6 months. Rates as of 2-23-2024. Rates subject to change. Penalty for early withdrawal. Non-members wanting to open a certificate must become member and open share account with par value deposit of at least $5. Terms and conditions may apply.

**This information should not be considered as advice. Please consult your tax advisor for information on your unique situation