Certificates

Long-term saving takes commitment, and we're here to help. At US Community Credit Union, we always offer great rates on our certificates to help you earn the most for your money. With certificates from 3 months to 5 years you can choose which term fits you the best while knowing your money is safe.

Benefits:

  • Earn Dividends Monthly or Quarterly
  • Minimum $500 to Open 

  • Greater Rates than Regular Savings
  • Easy Tool for Long-term Saving 

  • Use Certificate as Collateral for Loans
  • No Monthly Account Service Fee

  • Terms Range from 3 Months to 5 Years

A penalty may be imposed if certificate funds other than dividends are withdrawn before the maturity date. 

 

Insured Up To $250,000

Your credit union certificates, savings and checking accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. This guarantees your deposits are safe and secure at the credit union.