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Savings Rates Comparison Table

Savings Type

Account Balance Needed To Earn Stated APY*

APY*

Regular Share Acct

$5.00 Minimum Balance

0.10%

Value Plus Christmas Club

$0 Minimum Balance

0.15%

Value Plus Vacation Club

$0 Minimum Balance

0.15%

High Yield Savings Rates

High Yield Saving Rates Comparison Table

Savings Type

Account Balance Needed To Earn Stated APY*

APY*

High Yield Savings Balance

Less Than $1,000.00

0.05%

High Yield Savings Balance

$1,000-$4,999.99

0.05%

High Yield Savings Balance

$5,000-$9,999.99

0.15%

High Yield Savings Balance

$10,000-$24,999.99

0.20%

High Yield Savings Balance

$25,000-$49,999.99

0.30%

High Yield Savings Balance

$50,000-$99,999.99

0.40%

High Yield Savings Balance

$100,000-$249,999.99

0.55%

High Yield Savings Balance

$250,000 and over

0.70%

Money Market Account Rates

Money Market Rates Comparison Table

Savings Type

Account Balance Needed To Earn Stated APY*

APY*

Money Market Balance

Less Than $1,000.00

0.05%

Money Market Balance

$1,000-$4,999.99

0.05%

Money Market Balance

$5,000-$9,999.99

0.25%

Money Market Balance

$10,000-$24,999.99

0.45%

Money Market Balance

$25,000-$49,999.99

0.50%

Money Market Balance

$50,000-$99,999.99

0.60%

Money Market Balance

$100,000-$249,999.99

0.70%

Money Market Balance

$250,000 and over

0.85%

Checking Rates

Checking Rates Comparison Table

Checking Type

Minimum Opening Deposit

APY*

Prestige Checking Acct**

$50.00

0.05%

Six Star Checking Acct***

$50.00

0.75%

Certificate Rates

Certificate Rates Comparison Table

Certificate Type

Regular Certificate

($1,000 - $49,999.99)

Jumbo Certificate

($50,000 or more)

3 Month Certificate (quarterly dividends)

0.45% APY*

0.55% APY*

6 Month Certificate (monthly dividends)

0.75% APY*

0.85% APY*

6 Month Certificate (quarterly dividends)

0.75% APY*

0.85% APY*

9 Month Certificate (quarterly dividends)

1.20% APY*

1.31% APY*

12 Month Certificate (monthly dividends)

1.40% APY*

1.50% APY*

12 Month Certificate (quarterly dividends)

1.41% APY*

1.51% APY*

18 Month Certificate (monthly dividends)

1.55% APY*

1.65% APY*

18 Month Certificate (quarterly dividends)

1.56% APY*

1.66% APY*

24 Month Certificate (monthly dividends)

1.60% APY*

1.70% APY*

24 Month Certificate (quarterly dividends)

1.61% APY*

1.71% APY*

2nd Chance 24 Month Certificate (quarterly dividends)

1.46% APY*

1.56% APY*

30 Month Certificate

1.66% APY*

1.76% APY*

36 Month Certificate

1.71% APY*

1.81% APY*

48 Month Certificate

1.82% APY*

1.92% APY*

2nd Chance 48 Month Certificate (quarterly dividends)

1.71% APY*

1.82% APY*

5 Year Certificate

2.02% APY*

2.12% APY*

For a Limited Time Only:

N/A

N/A*

N/A

N/A

N/A*

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Value Plus Certificate Rates

Value Plus Certificate Rates Comparison Table

Certificate Type

Minimum Balance

APY*

Value Plus Certificate

Value Plus Certificate

0.70% APY*

IRA Rates

IRA Rates Comparison Table

IRA Type

Regular IRA

($1,000 - $49,999.99)

Jumbo IRA

($50,000 or more)

IRA 12 Month Certificate

1.41% APY*

1.51% APY*

IRA 18 Month Certificate

1.56% APY*

1.66% APY*

IRA 24 Month Certificate

1.61% APY*

1.71% APY*

IRA 36 Month Certificate

1.71% APY*

1.81% APY*

IRA 48 Month Certificate

1.82% APY*

1.92% APY*

IRA 5 Year Certificate

2.02% APY*

2.12% APY*

Roth IRA 12 Month Certificate

1.41% APY*

1.51% APY*

Roth IRA 18 Month Certificate

1.56% APY*

1.66% APY*

Roth IRA 24 Month Certificate

1.61% APY*

1.71% APY*

Roth IRA 36 Month Certificate

1.71% APY*

1.81% APY*

Roth IRA 48 Month Certificate

1.82% APY*

1.92% APY*

Roth IRA 5 Year Certificate

2.02% APY*

2.12% APY*

Coverdell Education 12 Month Certificate

1.41% APY*

1.51% APY*

Coverdell Education 18 Month Certificate

1.56% APY*

1.66% APY*

Coverdell Education 24 Month Certificate

1.61% APY*

1.71% APY*

Coverdell Education 36 Month Certificate

1.71% APY*

1.81% APY*

Coverdell Education 48 Month Certificate

1.82% APY*

1.92% APY*

Coverdell Education 5 Year Certificate

2.02% APY*

2.12% APY*

For a Limited Time Only:

N/A

N/A*

N/A

N/A

N/A*

N/A

N/A

N/A

N/A

IRA Variable Rates

Variable IRA Rates Comparison Table

Certificate Type

Minimum Balance

APY*

IRA Variable Acct**

$100

0.10% APY*

Roth IRA Variable Acct**

$100

0.10% APY*

Coverdell Education Savings Variable Acct

No minimum balance required

0.10% APY*