Are you desperate to own a home of your own? If that’s your dream, you are likely saving up, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?
News & Updates
Q&A: How to Fund an Emergency
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Q: Help! I've been hit with a financial emergency and I don't know how to pay for it! What are my options?
A: Ideally, you'll want to have an emergency fund in place for this very reason. If you don't, or the money you have set aside isn't enough, you have several options to consider…
Choosing a Home Equity Loan
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Q: I'd like to take out a loan against my home's equity, what are the differences between a home equity line of credit (HELOC) and a typical home equity loan? How does an environment of rising interest rates impact each choice?
Millennials: Living in Your Own Place
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Millennials are known as the generation that never leaves home. This isn’t a knock on them, per se. Rather, these living conditions are a reflection of high housing costs and slim job prospects.
Paying Down Credit Card Debt
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The average household that use credit cards owes more than $16,000 on them, according to a new report from Debt.com. That’s an awful lot, so it’s useful that the Debt.com team has mapped out where the easiest and most difficult states are to pay down debt on a new interactive map.
Buying a Home in Today's Economy
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The only thing certain about today's economy is that it is uncertain. While things look relatively stable now, no one can guarantee what the next few years will bring. Fortunately, you don't have to give up on the home of your dreams because of a fluctuating economy. Here are four steps you can take to make sure your money – and your house – are safe regardless of the state of the economy.
Feeling Stuck In Your Car Loan? Might Be Time To Shop Around!
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Bills are a lot like bad weather. They're going to come anyway, so you might as well not try to fix them, right? For some bills, that's the case. For others, though, you can make a big difference in your monthly budget with a little legwork.
Q&A: How Much Down Payment Should I Save For A House?
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Q: I'm hoping to buy a house in the next few months. How much of a down payment should I have saved up?
A: When you think about your down payment, balance is key.
Q&A: Mortgage Pre-qualification
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Q: Every ad for mortgage companies I read talks about pre-qualification or pre-approval. Is that something I need to do before I start house shopping?
A: There are two phases to securing a mortgage.
Buying A Used Car: Part 2
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Question: Do I really have to negotiate? It's such a terrible experience and I feel so intimidated.
Negotiating a car sale isn't most people's cup of tea. If you're buying from a dealer, it means sitting down with someone who may have more experience than you do, particularly with car sales. It doesn't have to be an intimidating process…