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How to Make a Payment

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At US Community Credit Union, we want to give our members a variety of loan payment options. Review the following options and find the one that works best for you.

By the way, THANK YOU for choosing USCCU for all your lending needs. Our loyal members are what make this credit union so great!

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Option 1: Online Banking

Use USCCU Online Banking to transfer the payment amount from your USCCU checking or savings account. Easy. Immediate. Free of charge.

Option 2: External Transfer

Use the External Transfer feature in Online Banking to transfer the payment amount from your checking account at another financial institution. This option requires some initial setup, you must be the primary account holder on both accounts, and requires email validation. See the Truth in Savings Disclosure for specific fees related to this product.

Option 3: Pay Your Loan (Loan Payment Center)

Click the “Pay Your Loan” link and visit our Loan Payment Center to make a loan payment from your debit card or checking account at another financial institution. This option does NOT require you to enroll in Online Banking. See the Truth in Savings Disclosure for specific fees related to this product.

Option 4: Automatic Draft

Setup an automatic draft to make your loan payment from your checking account at another financial institution. This option allows your payment to be drafted from your current checking account each month on the same day, but requires you to complete our authorization form and return it at least 5 business days prior to your payment date.

Option 5: Mail in a Check

Pay by check using your payment book. After opening a new USCCU loan, you should receive a payment book in the mail. This book contains payment coupons which you can mail in along with your check. This option is not as fast as some of the other options.

Option 6: Pay at a Branch

Make a payment inside a branch. USCCU offers several Middle TN branches where you can easily walk in and make your payment. We also offer you nationwide access to over 5,400 CO-OP Shared Branches where you can make your payment.